Is the repayment still manageable in a difficult month?
Leave room for changing transport, food, utility and household costs.
Repayment calculator
Explore the repayment before you apply.
Adjust the amount and term to calculate an estimated repayment using the current annual rate and selected repayment term.
R10,000R500,000
6 months60 months
Estimated monthly repaymentR0Calculated at the configured annual interest rate. The formal quotation confirms the repayment schedule applicable to an approved application.
Use the result well
Three questions to ask yourself.
What is the total cost over the full term?
A longer term can reduce the instalment while increasing total interest.
Is borrowing the best way to meet this need?
Compare saving, delaying, reducing scope or using a smaller amount.