Identity
A clear South African identity document or valid passport and supporting status information where relevant.
Application requirements
Prepare complete records before starting your application.
Current, legible documents allow the assessment team to verify identity, income, residence and banking activity without unnecessary delays.
Application requirements
Submit documents that reflect your current circumstances.
Uploaded records should be complete, readable and issued in the applicant’s name where applicable. Additional information may be requested where the initial documents do not establish the information required for assessment.
Speak with the VUKA teamIncome
Recent payslips, income records or business information appropriate to the applicant’s employment position.
Banking and residence
Recent bank statements and current proof of residential address.
Application preparation
Standard supporting-document checklist
The exact documents may vary according to the type of finance and the applicant’s circumstances.
- Identity document or passport
- Recent income evidence
- Recent bank statements
- Proof of residential address
- Quotations or purpose-specific records where required
VUKA finance guidance
Make the decision from complete information.
Applications are assessed individually. The approved amount, repayment period and final credit terms depend on affordability, verification and the completed assessment.
R10,000Configured minimum application amount
6 monthsConfigured minimum repayment period
6% p.a.Current website planning rate
Every application is assessed on its own verified information.
The approved amount, term and repayment schedule are communicated after the assessment and before customer acceptance.